When I founded Beira Agency, it wasn’t just about selling insurance policies; it was about addressing a deeply personal frustration I saw playing out individuals and businesses every single day. I’d witnessed countless small business owners, the backbone of our economy, struggling to provide their employees with decent benefits. They wanted to do right by their teams, but the traditional group health market was often full of prohibitive costs, confusing jargon, and limited options. Similarly, I saw individuals, often working multiple part-time jobs or freelancing, with glaring gaps in their coverage, leaving them one unexpected illness or accident away from financial ruin. My “why” sprung from this stark reality: I wanted to demystify insurance and empower people, both employers and employees, to build a resilient financial future without sacrificing their physical well-being. It wasn’t enough to just offer plans; I wanted to be a true partner, someone who genuinely understood their fears and aspirations.
That led me to specialize in helping small businesses get health insurance, specifically ICHRA’s paired with supplemental, which has quickly become our most popular product and service. It might sound niche, but in a world of high deductibles and limited networks, these plans – covering things like accident, critical illness, and hospital indemnity – are absolute lifelines. They bridge the gap, providing direct cash benefits that can cover deductibles, out-of-pocket maximums, or even non-medical expenses like rent and groceries when someone is unable to work. For a small business, offering these supplemental plans, often at little to no direct cost to the employer, transforms their benefits package from basic to robust. It’s a game-changer for attracting and retaining talent, boosting morale, and reducing absenteeism. For individuals, it means that a broken bone or a cancer diagnosis doesn’t automatically translate into bankruptcy. We take the time to sit down with each client – whether it’s a bustling local restaurant or a sole proprietor – and meticulously craft a package that specifically addresses their vulnerabilities and aligns with their budget and lifestyle. We’re not just selling policies; we’re selling peace of mind, a shield against the unpredictable, and a clear path to financial security in an uncertain world. Our creativity comes from finding solutions where others only see obstacles, and our uniqueness lies in that unwavering commitment to the people and businesses that make us thrive.
Services Provided:Insurance: Health, Life, Disability, Dental & Vision, Telehealth, & More!
Service Area: United States
